credit report duplicate collection 4

https://alpha-wiki.win/index.php/How_to_Fix_Credit_Report_Mistake_Fast:_A_Step-by-Step_Guide

Finding that a debt collector has reported the same account to your credit report multiple times can feel like a frustrating game of whack-a-mole. This duplicate collection entry unfairly damages your credit score by making it look like you have two separate unpaid debts instead of one. I once noticed this myself and had to send certified dispute letters to each credit bureau with proof that the account was the same—checking the dates, original creditor, and balance was key. You have the right…