Freelancers can use a Rolex as collateral to cover the gap between invoices...

https://jeffreyknev582.yousher.com/is-it-true-a-rolex-can-be-authenticated-and-valued-quickly

Freelancers can use a Rolex as collateral to cover the gap between invoices without selling a watch they value. A lender assesses the model, condition and market price, then sets a loan amount