Planning a big family cost? Separate savings pots can keep your goal moving...

https://www.beacon-bookmarks.win/planning-a-big-family-cost-from-a-car-repair-to-a-school-trip-this-uk-guide

Planning a big family cost? Separate savings pots can keep your goal moving while protecting your emergency buffer. Stress-test the budget with an awkward month, such as an early bill or reduced hours, before setting a monthly target.