start an advice-only practice 5

https://myadviceonlypracticedigest.evergrovio.com/posts/the-rise-of-advice-only-practice-management-for-independent-advisors

I decided to start an advice-only practice after realizing that many people just need a coach to talk through their money decisions without the pressure of buying products. No portfolios, no transactions—just honest guidance on saving, budgeting, and setting financial goals based on what actually matters to them.