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<p>새 신용평가모형은 카카오뱅크가 2018년 11월 금융서비스 시행 직후 쌓아온 대출 사용 대상들의 금융 거래 정보를 해석해 적용하는 방법이다. 거기에 이동통신 3사가 보유한 통신비 정상 납부 기간이나 데이터 평균 이용량 등 통신과금 서비스 이용 아이디어 등도 추가해 신용평가에 사용하고 있을 것입니다.</p>

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Everyone freaks out about crime or terrorism when traveling but gets in a taxi like it’s a theme park ride. Guess what kills way more tourists worldwide? Road accidents and drowning

Back in the day, we had to rely on chirpy radio updates and the odd paper stat sheet. Now, apps pump live stats and replays straight to my phone—so I can spot every offside and dodgy tackle without missing a break for a pint

These days, following Liverpool footie isn’t just about catching the game at Anfield or the telly. We’re glued to our phones, checking live mobile updates and nerding out over xG stats while swapping banter in online fan groups

You’re more likely to get wiped out crossing a dodgy street back home than in some “dangerous” foreign spot you’re scared of. Drowning and road accidents kill more travelers than pickpockets or political drama

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These days we Liverpool fans soak up every bit of the game through live mobile updates and deep-dive xG stats that would've blown our minds back in the radio days

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Back in the day, matchday was all about radio crackle and half-remembered chants. Now, with apps and instant replays, I’m not just guessing who fouled whom—I’ve got stats and slow-mo on my phone to settle debates before halftime